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If you're going to use a small-cap index like the Russell 2000, you could want to stop briefly and consider why a great index fund company, like Vanguard, doesn't have any kind of funds that follow it. The factor is since it's a poor index.
I have not also resolved the straw male here yet, and that is the truth that it is reasonably uncommon that you actually have to pay either taxes or significant commissions to rebalance anyway. Many smart capitalists rebalance as much as feasible in their tax-protected accounts.
Decumulators can do it by withdrawing from property classes that have done well. And naturally, no one needs to be getting loaded mutual funds, ever before. Well, I hope messages like these aid you to translucent the sales strategies frequently used by "monetary professionals." It's truly regrettable that IULs don't work.
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